Home Equity + Bitcoin Calculator
Strategic Bitcoin Investment

Home Equity + Bitcoin Calculator

Client Side Only: None of your data is seen by this site. All calculations happen in your browser.

Real Estate & Bitcoin Calculator

Property Information

$
$

Annual net operating income

$

Combined property taxes and insurance

$
%

Annual property appreciation rate

Current Equity

$0 (0%)
Max Cash-Out (80% LTV): $0

Current Payment Components

P&I Amount:$600
Monthly Exp:$200

These values will be used for mortgage calculations

Portfolio Context

(optional)

Debt Structure

$
$

Investment Amount

$
%

Enter dollar amount or percentage of property value

Refinance Terms

%
$

Loan Analysis

$

Income available to offset P&I, taxes, insurance, and HOA. Leave blank to assume P&I is covered.

Current Monthly P&I:
$600
Estimated New P&I:
$0
Principal & Interest only
New Loan Amount:
$92,000
Interest Rate:
6.0%

Bitcoin Position

Payoff StrategyBTC Buy PriceBTC BoughtInvestment
Hold Only$100,0000.400000 BTC$40,000
PerformanceModel TypeProperty GrowthMonthly Shortfall
+40% → 15%
bullish (diminishing)
Cycles
3%
Annual
$0
Cash positive

Loan Payoff Trigger Settings

No automatic payoff trigger - hold Bitcoin for maximum growth potential

Bitcoin Price Modeling

Current Price:$100,000
Bullish:40% → 15% CAGR, 4yr Cycles, 60% drawdown

Timeline Visualization

20-year view showing debt paydown, property appreciation, and Bitcoin performance; see the table for the full loan-term schedule

Debt
Base Equity
Appreciation
BTC Value

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